We Ranked the Best & Worst Pension Funds in Ireland

You may know your pension provider - but are you in one of their top funds, or one of the worst?

September 24, 2025

Hi ,

Most Irish pension holders know who their provider is.

But very few know which fund they’re actually in.

And that’s a problem - because while some funds are delivering consistent long-term returns…

others are quietly underperforming year after year.

We’ve just published our full performance breakdown across Ireland’s 5 largest pension providers:

Each article outlines:

  • The top-performing funds within each provider

  • The lowest-performing funds over recent years

  • Key differences in risk levels, returns and fund strategy

Think you’re in a good fund?

The reality is, two people with the same provider could be seeing wildly different results - even if they started at the same time and contribute the same amount.

It all comes down to the specific fund they’re in.

So ask yourself: Are you in one of your provider’s top 5 funds — or one of the bottom 5?

→ Find Out Now (Compare across Zurich, Irish Life, Aviva, New Ireland & Standard Life)

If you’re not sure which fund you're currently invested in (or how it's performing) we strongly recommend booking a free consultation with one of our pension advisors.

They’ll help you:

  • Understand where your pension is currently invested

  • Compare it against better-performing alternatives

  • Explore options to switch, consolidate, or reallocate

You don’t necessarily need to do something drastic to improve your results.

But you do need to know if your money is working as hard as it could be.

Until next time,

The National Pension Helpline Team