New SFT Article Released - Action May Be Required

November 26th, 2025

Author

James Dorrian
November 26, 2025

Hi ,

Two weeks ago, we informed you that a full guide on the Standard Fund Threshold (SFT) was on its way. That article is now live — and if your pension is approaching or expected to exceed €2 million, we strongly encourage you to read it today.

The SFT is the maximum tax-efficient pension savings limit in Ireland. Any amount above this threshold may be subject to a 40% chargeable excess tax — and many pension holders are unaware that they are at risk.

So, with that said, let’s dive straight in.

Standard Fund Threshold Ireland

The SFT is designed to ensure that people don’t ‘abuse’ the pension system to increase their wealth and avoid paying tax. If you're unsure whether this applies to you, or if you’ve never had your pension assessed, we urge you to act now.

nationalpensionhelpline.ie/pension-ireland/standard-fund-threshold-ireland/

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