National Pension Helpline - September 2025 Update

September 3rd, 2025

Author

James Dorrian
September 03, 2025

Hi ,

As we enter the final stretch of 2025, Ireland’s pension landscape continues to shift—both in terms of policy and performance.

This month, we’re highlighting two new articles that every pension holder in Ireland should read: one revealing the top-performing pension plans this year, and another covering a quiet but significant update from Revenue that could impact your ability to transfer your pension to a PRSA.

Ireland’s Best Performing Pension Plans & Funds.

We’ve analysed the top providers and published a breakdown of the best performing pension funds so far this year. Whether you're mid-career or nearing retirement, this is worth a read.

nationalpensionhelpline.ie/pension-ireland/irelands-best-performing-pension-plans-funds/

Up until now, transferring from an occupational pension to a PRSA was relatively straightforward - you could do it on your own timeline.

But in a quiet August update to Chapter 13 of the Pensions Manual, Revenue has changed the rules. If you’ve reached your scheme’s Normal Retirement Age (NRA), you may no longer be permitted to transfer to a PRSA at all.

Thinking Of Switching to a PRSA? This New Revenue Update May Stop You

In this article, we’re going to explain who this rule affects, what it means for your ability to move your pension and the steps to take now if you're approaching retirement.

nationalpensionhelpline.ie/pensions/switching-to-a-prsa/

And finally, we address a question from one of our readers who asked, “How can I set up a pension for my kids?”. In Ireland, the most common way to do that is through a vehicle called a “Bare Trust”. We explore this topic in detail below.

Bare Trust: Everything you Need to Know

Many parents are concerned about the pension landscape that will exist when their children come to retire. In the future, their children may not be able to rely on generous State provision or tax incentives that exist today.

nationalpensionhelpline.ie/taxation/bare-trust-everything-you-need-to-know

If you would like a particular topic covered or would like to contribute to next months newsletter please drop us an email to [email protected] 

Upcoming Topics: 

✅ Pension Scams: What to Watch Out For

✅ Whistleblowing in the Pension Sector

✅ Pension Advice: Avoiding Fines, Fees and Penalties