National Pension Helpline - November Update

November 5th, 2025

Author

James Dorrian
November 05, 2025

Hi ,

This month, we bring you two important updates on the future of Irish pensions - one involving a major EU reform that could drastically increase charges for some pension holders, and another marking the first concrete step toward auto-enrolment finally becoming a reality.

If you’re a business owner, contractor, high earner with a self-administered pension - or an employer preparing for 2026 - this update is especially relevant.

So, with that said, let’s dive straight into this month’s features.

SSAPs: Higher Fees Coming in 2026 Under New EU Rules

From April 2026, new EU rules (IORP II) will hit holders of Small Self-Administered Pensions (SSAPs). We explore how this could mean tens of thousands in new compliance costs, unless action is taken before the deadline.

nationalpensionhelpline.ie/pensions/major-eu-pension-reforms-2026/

Auto-Enrolment Milestones: First Board Meeting as Recruitment Begins for HQ

After being delayed multiple times over the past few years, preparations for auto-enrolment are now in full swing with the first board meeting of NAESRA and confirmation of how contributions will be invested.

https://nationalpensionhelpline.ie/pensions/auto-enrolment-milestones/

If you would like a particular topic covered or would like to contribute to next months newsletter please drop us an email to [email protected] 

Upcoming Topics: 

✅ Gold in your pension. How has it performed?

✅ 2026 Market Prediction

✅ Pension Advice: Avoiding Fines, Fees and Penalties